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Jun 30
TransUnion Q2 2025 Earnings Report
TransUnion reported solid Q2 2025 results with strong U.S. Financial Services growth and raised full-year guidance.
Key Takeaways
TransUnion achieved $1.14 billion in revenue for Q2 2025, driven by double-digit growth in U.S. Financial Services and solid international performance. Adjusted EBITDA increased 8%, and net income rose to $110 million. The company raised its full-year 2025 revenue guidance to 6–7% growth.
Total revenue grew 10% year-over-year to $1.14 billion.
Net income attributable to TransUnion was $110 million, up from $85 million last year.
Adjusted EBITDA was $407 million with a 35.7% margin.
U.S. Financial Services revenue grew 17%, and Canada and Africa delivered double-digit growth.
TransUnion
TransUnion
TransUnion Revenue by Segment
TransUnion Revenue by Geographic Location
Revenue by Segment
U.S. Financial Services Revenue
CapyFin.comU.S. Emerging Verticals Revenue
CapyFin.comTotal Consumer Interactive Revenue
CapyFin.comRevenue by Geographic Location
Canada Revenue
CapyFin.comLatin America Revenue
CapyFin.comUnited Kingdom Revenue
CapyFin.comAfrica Revenue
CapyFin.comIndia Revenue
CapyFin.comAsia Pacific Revenue
CapyFin.com Forward Guidance
TransUnion raised its full-year 2025 guidance, expecting 6–7% revenue growth supported by strong U.S. Financial Services and improving international performance.
Positive Outlook
- Raised full-year 2025 revenue growth guidance to 6–7%.
- U.S. Financial Services continues to drive double-digit growth.
- India and Africa show sustained strong growth momentum.
- De-levered to 2.8x leverage ratio, improving balance sheet.
- Continued progress in technology transformation and product innovation.
Challenges Ahead
- Latin America revenue slightly declined year-over-year.
- Asia Pacific reported a 7% revenue decline.
- Adjusted EBITDA margin slightly compressed versus last year.
- Market uncertainty and inflation remain macro headwinds.
- Capital expenditures increased due to ongoing technology investments.