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Sep 30, 2024

TransUnion Q3 2024 Earnings Report

TransUnion exceeded third quarter 2024 financial guidance for revenue and earnings.

Key Takeaways

TransUnion announced strong Q3 2024 results, exceeding financial guidance with a 12% revenue increase driven by U.S. Financial Services, Insurance, Consumer Interactive, and International segments. The company is also raising its 2024 financial guidance, now expecting 9 percent revenue growth for the year.

Revenue increased by 12% to $1,085 million.

Net income was $68 million, compared to a loss of $319 million in Q3 2023.

Adjusted EBITDA increased by 11% to $394 million.

Diluted earnings per share was $0.35, compared to a loss per share of $1.65 in Q3 2023.

Total Revenue
$1.09B
Previous year: $969M
+12.0%
EPS
$1.04
Previous year: $0.91
+14.3%
Adjusted EBITDA
$394M
Previous year: $356M
+10.7%
Adjusted EBITDA margin
36.3%
Previous year: 36.8%
-1.4%
Gross Profit
$636M
Previous year: $624M
+2.0%
Cash and Equivalents
$643M
Previous year: $421M
+52.8%
Free Cash Flow
$161M
Previous year: $81.3M
+98.4%
Total Assets
$11.1B
Previous year: $11B
+0.2%

TransUnion

TransUnion

TransUnion Revenue by Segment

TransUnion Revenue by Geographic Location

Forward Guidance

TransUnion is raising its 2024 guidance and now expects to deliver 9 percent revenue growth.

Positive Outlook

  • As reported revenue growth of 6% to 8%.
  • Constant currency revenue growth of 6% to 8%.
  • Organic constant currency revenue growth of 6% to 8%.
  • Net income attributable to TransUnion margin of 6.4% to 7.4%.
  • Adjusted EBITDA margin of 35.5% to 36.2%.

Revenue & Expenses

Visualization of income flow from segment revenue to net income