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Dec 31, 2025
TransUnion Q4 2025 Earnings Report
TransUnion delivered strong fourth quarter 2025 results with double-digit revenue growth and higher profitability.
Key Takeaways
TransUnion reported revenue of 1171400000 in Q4 2025, up 13% year-over-year, with net income attributable to TransUnion of 101200000 and Adjusted EBITDA of 416700000, reflecting continued strength in U.S. Financial Services and Emerging Verticals.
Revenue increased 13% year-over-year to 1171400000.
Net income attributable to TransUnion rose to 101200000.
Adjusted EBITDA grew to 416700000 with margin of 35.6%.
U.S. Financial Services revenue grew 19% year-over-year.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
For full year 2026, TransUnion expects revenue growth of 8% to 9% and Adjusted EBITDA between 1756000000 and 1777000000.
Positive Outlook
- Full year 2026 revenue expected between 4946000000 and 4981000000.
- Full year 2026 Adjusted EBITDA expected between 1756000000 and 1777000000.
- Adjusted EBITDA margin expected between 35.5% and 35.7% for FY 2026.
- Adjusted Diluted EPS expected between 4.63 and 4.71 for FY 2026.
- Q1 2026 revenue expected between 1195000000 and 1205000000.
Challenges Ahead
- Q1 2026 net income expected to decline year-over-year.
- Q1 2026 diluted EPS expected between 0.60 and 0.63.
- Mortgage impact contributing to growth variability.
- Foreign currency impact expected to affect quarterly comparisons.
Revenue & Expenses
Visualization of income flow from segment revenue to net income
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
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