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Mar 31, 2023

Travelers Q1 2023 Earnings Report

Reported strong first quarter results driven by underwriting and investment expertise, despite elevated catastrophe losses.

Key Takeaways

Travelers reported a net income of $975 million for Q1 2023, with a core income of $970 million. The company saw record net written premiums of $9.396 billion, up 12% compared to the prior year quarter. The board declared an 8% increase in the regular quarterly cash dividend to $1.00 per share and authorized an additional $5.0 billion of share repurchases.

Net income for the quarter was $975 million, and core income was $970 million.

Catastrophe losses were elevated at $535 million pre-tax ($422 million after-tax), and the quarter included a one-time tax benefit of $211 million.

The consolidated combined ratio was 95.4%, and the underlying combined ratio was 90.6%.

Total capital returned to shareholders was $680 million, including $462 million of share repurchases.

Total Revenue
$9.7B
Previous year: $8.81B
+10.2%
EPS
$4.11
Previous year: $4.22
-2.6%
Combined Ratio
95.4%
Previous year: 91.3%
+4.5%
Underlying Combined Ratio
90.6%
Previous year: 91.2%
-0.7%
Gross Profit
$9.7B
Previous year: $8.81B
+10.1%
Cash and Equivalents
$767M
Previous year: $752M
+2.0%
Total Assets
$118B
Previous year: $119B
-0.2%

Travelers

Travelers

Travelers Revenue by Segment

Forward Guidance

Travelers' Board of Directors declared an 8% increase in the regular quarterly dividend to $1.00 per share and authorized an additional $5.0 billion of share repurchases.

Revenue & Expenses

Visualization of income flow from segment revenue to net income