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Jun 30, 2024

Travelers Q2 2024 Earnings Report

Reported strong second quarter results, driven by excellent underlying results, net favorable prior year reserve development, and higher net investment income, which more than offset significant catastrophe losses from severe convective storms.

Key Takeaways

Travelers reported a strong second quarter with net income of $534 million and core income of $585 million. The consolidated combined ratio improved to 100.2%, and the underlying combined ratio improved to 87.7%. Record net written premiums of $11.115 billion were achieved, up 8%.

Net income was $534 million, and core income was $585 million.

The consolidated combined ratio improved 6.3 points to 100.2%.

Record net written premiums reached $11.115 billion, up 8%.

Net investment income increased 24%.

Total Revenue
$11.3B
Previous year: $10.1B
+11.7%
EPS
$2.51
Previous year: $0.06
+4083.3%
Combined Ratio
100.2%
Previous year: 106.5%
-5.9%
Underlying Combined Ratio
87.7%
Previous year: 91.1%
-3.7%
Net Investment Income
$885M
Gross Profit
$11.4B
Previous year: $10.1B
+12.8%
Cash and Equivalents
$729M
Previous year: $605M
+20.5%
Total Assets
$120B
Previous year: $121B
-0.7%

Travelers

Travelers

Travelers Revenue by Segment

Forward Guidance

We continue to be very confident in the outlook for our business. Our results for the first half of the year include strong premium growth, excellent underlying underwriting profitability, record operating cash flow and steadily rising investment returns in our growing fixed income portfolio.

Positive Outlook

  • Strong premium growth
  • Excellent underlying underwriting profitability
  • Record operating cash flow
  • Steadily rising investment returns in our growing fixed income portfolio
  • Strong and diversified business and balance sheet

Revenue & Expenses

Visualization of income flow from segment revenue to net income