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Dec 31, 2021

Travelers Q4 2021 Earnings Report

Reported excellent results for the fourth quarter and full year, including strong earnings and premium growth.

Key Takeaways

Travelers reported a record fourth quarter net income of $1.333 billion and record core income of $1.289 billion. Net written premiums were up 10% compared to the prior year quarter. The consolidated combined ratio was 88.0% and the underlying combined ratio was 88.7%.

Record fourth quarter net income of $1.333 billion and record core income of $1.289 billion.

Consolidated combined ratio of 88.0% and underlying combined ratio of 88.7%.

Net written premiums of $7.995 billion, up 10% compared to the prior year quarter.

Total capital returned to shareholders of $1.017 billion, including $801 million of share repurchases.

Total Revenue
$9.01B
Previous year: $8.4B
+7.3%
EPS
$5.2
Previous year: $4.91
+5.9%
Combined Ratio
88%
Previous year: 86.7%
+1.5%
Underlying Combined Ratio
88.7%
Previous year: 88.7%
+0.0%
Gross Profit
$9.01B
Previous year: $8.4B
+7.3%
Cash and Equivalents
$761M
Previous year: $721M
+5.5%
Total Assets
$120B
Previous year: $117B
+3.2%

Travelers

Travelers

Travelers Revenue by Segment

Forward Guidance

Looking forward, with the best talent in the industry, we remain well positioned to capitalize on opportunities and deliver industry leading returns.

Revenue & Expenses

Visualization of income flow from segment revenue to net income