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Jun 30
Travelers Q2 2025 Earnings Report
Reported strong Q2 2025 results with robust underwriting performance and record premiums.
Key Takeaways
Travelers delivered excellent Q2 2025 results, driven by improved underwriting, lower catastrophe losses, and strong investment income.
Net income rose to $1.509B, driven by strong underwriting and investment income.
EPS reached $6.53, with core EPS at $6.51.
Record net written premiums of $11.543B, with growth across all segments.
Combined ratio improved to 90.3% due to lower catastrophe losses and favorable reserve development.
Travelers
Travelers
Travelers Revenue by Segment
Travelers Revenue by Geographic Location
Revenue by Segment
Business Insurance Revenue
CapyFin.comBond & Specialty Revenue
CapyFin.comPersonal Insurance Revenue
CapyFin.comRevenue by Geographic Location
Domestic Revenue
CapyFin.comInternational Revenue
CapyFin.com Forward Guidance
Management expressed high confidence in continued momentum, citing disciplined underwriting, strong investment portfolio, and premium growth.
Positive Outlook
- Strong momentum in underwriting profitability.
- High-quality fixed-income portfolio generating reliable returns.
- Record net written premiums with growth in all segments.
- Favorable reserve development across segments.
- Continued share repurchases and strong capital position.
Challenges Ahead
- Exposure to future catastrophe losses remains high.
- Potential economic and market volatility impacting investment income.
- Reinsurance costs and availability could affect margins.
- Inflationary pressures could raise loss costs.
- Competitive pressures in key insurance segments.