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Jun 30, 2023

Travelers Q2 2023 Earnings Report

Reported a net loss of $14 million and core income of $15 million, impacted by significant catastrophe losses but supported by strong underlying results and investment returns.

Key Takeaways

Travelers reported a net loss of $14 million for Q2 2023, with core income at $15 million. Results were impacted by $1.481 billion in pre-tax catastrophe losses, though strong underlying performance and investment returns partially offset the impact. Net written premiums reached a record $10.318 billion, up 14% year-over-year.

Net loss of $14 million and core income of $15 million were reported.

The consolidated combined ratio was 106.5%, reflecting significant catastrophe losses.

Record net written premiums of $10.318 billion, up 14% year-over-year, were achieved.

Total capital returned to shareholders was $633 million, including $400 million in share repurchases.

Total Revenue
$10.1B
Previous year: $9.14B
+10.5%
EPS
$0.06
Previous year: $2.57
-97.7%
Combined Ratio
106.5%
Previous year: 98.3%
+8.3%
Underlying Combined Ratio
91.1%
Previous year: 92.8%
-1.8%
Gross Profit
$10.1B
Previous year: $9.14B
+10.5%
Cash and Equivalents
$605M
Previous year: $710M
-14.8%
Total Assets
$121B
Previous year: $117B
+3.4%

Travelers

Travelers

Travelers Revenue by Segment

Forward Guidance

The company is confident in its outlook, citing terrific underlying fundamentals in commercial businesses, improving results in personal insurance, and rising investment returns. They are also investing in new capabilities to advance their innovation agenda.

Positive Outlook

  • Terrific underlying fundamentals in our commercial businesses
  • Improving underlying results in our personal insurance business
  • Steadily rising investment returns in our fixed income portfolio
  • Leveraging scale, expertise and proven track record of execution
  • Investing in exciting new capabilities to advance our ambitious innovation agenda

Revenue & Expenses

Visualization of income flow from segment revenue to net income