•
Sep 30, 2021

Travelers Q3 2021 Earnings Report

Reported net income per diluted share of $2.62 and return on equity of 9.2%.

Key Takeaways

Travelers reported a third-quarter net income of $662 million, or $2.62 per diluted share. Core income was $655 million, or $2.60 per diluted share. The results reflect excellent underlying underwriting and investment performance, despite significant catastrophe losses.

Net income was $662 million and core income was $655 million.

The consolidated combined ratio was 98.6% and the underlying combined ratio was 91.4%.

Net written premiums reached a record $8.324 billion, up 7% year-over-year, with growth in all three segments.

Total capital returned to shareholders was $821 million, including $601 million in share repurchases.

Total Revenue
$8.81B
Previous year: $8.28B
+6.4%
EPS
$2.6
Previous year: $3.12
-16.7%
Combined Ratio
98.6%
Previous year: 94.9%
+3.9%
Underlying Combined Ratio
91.4%
Previous year: 91.5%
-0.1%
Gross Profit
$8.81B
Previous year: $8.28B
+6.4%
Cash and Equivalents
$818M
Previous year: $583M
+40.3%
Total Assets
$121B
Previous year: $116B
+3.7%

Travelers

Travelers

Travelers Revenue by Segment

Forward Guidance

Travelers did not provide forward guidance in the Q3 2021 earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income