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Jun 30, 2022

Travelers Q2 2022 Earnings Report

Reported very strong second quarter results, with underwriting and investment income contributing meaningfully to the performance.

Key Takeaways

Travelers Companies reported a strong second quarter with a net income of $551 million, or $2.27 per diluted share, and a core income of $625 million, or $2.57 per diluted share. The results benefited from record net earned premiums and a solid underlying combined ratio. The company returned $725 million of capital to shareholders, including $500 million in share repurchases.

Net income was $551 million and core income was $625 million.

The consolidated combined ratio was 98.3% and the underlying combined ratio was 92.8%.

Net written premiums reached a record $9.020 billion, up 11% compared to the prior year quarter.

Total capital returned to shareholders was $725 million, including $500 million in share repurchases.

Total Revenue
$9.14B
Previous year: $8.69B
+5.2%
EPS
$2.57
Previous year: $3.45
-25.5%
Combined Ratio
98.3%
Previous year: 95.3%
+3.1%
Underlying Combined Ratio
92.8%
Previous year: 91.4%
+1.5%
Gross Profit
$9.14B
Previous year: $8.69B
+5.2%
Cash and Equivalents
$710M
Previous year: $689M
+3.0%
Total Assets
$117B
Previous year: $120B
-2.6%

Travelers

Travelers

Travelers Revenue by Segment

Forward Guidance

Travelers is confident about its outlook, benefiting from investments and experience executing in various macro-economic conditions, and supported by an outlook for improving fixed income returns.

Positive Outlook

  • Investments continue to be made as part of the Perform and Transform call to action.
  • Decades of experience successfully executing in a variety of macro-economic conditions.
  • Supported by an outlook for improving fixed income returns.
  • Well positioned to deliver industry-leading returns.
  • Well positioned to deliver shareholder value over time.

Revenue & Expenses

Visualization of income flow from segment revenue to net income