Mar 31, 2020

Banner Q1 2020 Earnings Report

Banner's earnings were impacted by the COVID-19 pandemic and included acquisition-related expenses and increased credit loss provisions.

Key Takeaways

Banner Corporation reported net income of $16.9 million, or $0.47 per diluted share, for the first quarter of 2020. The results reflect the impact of the COVID-19 pandemic and include acquisition-related expenses and a substantial increase in credit loss provisions.

Net income was $16.9 million, or $0.47 per diluted share.

Revenues were $138.4 million, a 3% increase compared to the first quarter a year ago.

Net interest income, before the provision for loan losses, was $119.3 million.

Mortgage banking revenues increased 63% to $10.2 million.

Total Revenue
$138M
Previous year: $134M
+3.1%
EPS
$0.6
Previous year: $0.99
-39.4%
Net Interest Margin
4.19%
Return on Avg. Assets
0.54%
Efficiency Ratio
68.76%
Cash and Equivalents
$295M
Previous year: $262M
+12.8%
Free Cash Flow
$49.5M
Previous year: $161M
-69.2%
Total Assets
$12.8B
Previous year: $11.7B
+8.9%

Banner

Banner

Forward Guidance

Company expects to see further margin compression during the second quarter.