Mar 31, 2024

Banner Q1 2024 Earnings Report

Banner's financial performance reflected a moderate risk profile and strong relationship banking.

Key Takeaways

Banner Corporation reported a net income of $37.6 million, or $1.09 per diluted share, for the first quarter of 2024. The results benefited from higher yields on interest-earning assets, although the high interest rate environment impacted net interest margin.

Revenues were $144.6 million for the first quarter of 2024.

Net interest income was $133.0 million in the first quarter of 2024.

Net loans receivable increased 1% to $10.72 billion at March 31, 2024.

Total deposits increased to $13.16 billion at March 31, 2024, with core deposits representing 89% of total deposits.

Total Revenue
$145M
Previous year: $163M
-11.1%
EPS
$1.22
Previous year: $1.79
-31.8%
Net Interest Margin
3.74%
Previous year: 4.3%
-13.0%
Return on Avg. Assets
0.97%
Previous year: 1.44%
-32.6%
Efficiency Ratio
67.55%
Previous year: 58.2%
+16.1%
Cash and Equivalents
$209M
Previous year: $243M
-13.9%
Free Cash Flow
$49.2M
Previous year: $72.8M
-32.3%
Total Assets
$15.5B
Previous year: $15.5B
-0.1%

Banner

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Banner Revenue by Segment

Banner Revenue by Geographic Location

Forward Guidance

The document does not contain explicit forward guidance. Therefore, forward guidance details are not available.