Jun 30, 2024

Banner Q2 2024 Earnings Report

Reported net income of $39.8 million, or $1.15 per diluted share.

Key Takeaways

Banner Corporation reported a net income of $39.8 million, or $1.15 per diluted share, for the second quarter of 2024. The results reflect solid growth in loans and higher yields on interest-earning assets, offset by the impact of the high interest rate environment on funding costs.

Net income was $39.8 million, or $1.15 per diluted share.

Net interest income was $132.5 million.

Revenue was $149.7 million.

Net loans receivable increased 3% to $10.99 billion.

Total Revenue
$150M
Previous year: $151M
-0.8%
EPS
$1.17
Previous year: $1.32
-11.4%
Net Interest Margin
3.7%
Previous year: 4%
-7.5%
Return on Avg. Assets
1.02%
Previous year: 1.02%
+0.0%
Efficiency Ratio
65.53%
Previous year: 63.21%
+3.7%
Cash and Equivalents
$247M
Previous year: $281M
-12.0%
Free Cash Flow
$74.3M
Previous year: $39.7M
+87.1%
Total Assets
$15.8B
Previous year: $15.6B
+1.5%

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Forward Guidance

No specific forward guidance was provided in the earnings report.