Sep 30, 2024

Banner Q3 2024 Earnings Report

Net income increased due to solid loan growth and expanded net interest margin, while credit metrics remained strong.

Key Takeaways

Banner Corporation reported a net income of $45.2 million, or $1.30 per diluted share, for the third quarter of 2024. The results reflect successful execution of their super community bank strategy, with strong credit metrics and a resilient core deposit base.

Net income was $45.2 million, or $1.30 per diluted share.

Net interest income reached $135.7 million.

Total deposits increased to $13.54 billion, with core deposits representing 89% of the total.

Non-performing assets were 0.28% of total assets.

Total Revenue
$154M
Previous year: $154M
-0.4%
EPS
$1.3
Previous year: $1.43
-9.1%
Net Interest Margin
3.72%
Previous year: 3.93%
-5.3%
Return on Avg. Assets
1.13%
Previous year: 1.17%
-3.4%
Efficiency Ratio
62.63%
Previous year: 62.1%
+0.9%
Cash and Equivalents
$479M
Previous year: $252M
+90.2%
Free Cash Flow
$53.9M
Previous year: $65.5M
-17.7%
Total Assets
$16.2B
Previous year: $15.5B
+4.4%

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Banner Revenue by Geographic Location

Forward Guidance

Banner Corporation did not provide specific forward guidance in this earnings report.