Dec 31, 2023

Banner Q4 2023 Earnings Report

Net income reported a decrease of 22% compared to Q4 2022 and 7% decrease compared to the preceding quarter.

Key Takeaways

Banner Corporation reported net income of $42.6 million, or $1.24 per diluted share, for the fourth quarter of 2023. Revenues were $152.5 million for the fourth quarter of 2023. Net interest income was $138.4 million in the fourth quarter of 2023.

Revenues were $152.5 million for the fourth quarter of 2023.

Net interest income was $138.4 million in the fourth quarter of 2023.

Mortgage banking operations revenue was $5.4 million for the fourth quarter of 2023.

Non-performing assets were $30.1 million, or 0.19% of total assets, at December 31, 2023.

Total Revenue
$152M
Previous year: $172M
-11.4%
EPS
$1.34
Previous year: $1.68
-20.2%
Net Interest Margin
3.83%
Return on Avg. Assets
1.09%
Previous year: 1.34%
-18.7%
Efficiency Ratio
63.37%
Previous year: 57.52%
+10.2%
Cash and Equivalents
$254M
Previous year: $243M
+4.7%
Free Cash Flow
$64.6M
Previous year: $78.2M
-17.4%
Total Assets
$15.7B
Previous year: $15.8B
-1.0%

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Banner Revenue by Geographic Location

Forward Guidance

The document does not contain explicit forward guidance. Therefore, a summary and related bullet points cannot be provided.