Mar 31, 2023

Banner Q1 2023 Earnings Report

Reported net income of $55.6 Million, or $1.61 Per Diluted Share

Key Takeaways

Banner Corporation reported a net income of $55.6 million, or $1.61 per diluted share, for the first quarter of 2023. This represents a 2% increase compared to the preceding quarter and a 26% increase compared to the first quarter of 2022.

Revenues decreased 6% to $162.6 million compared to the preceding quarter, but increased 18% compared to the first quarter a year ago.

Net interest income decreased 4% to $153.3 million compared to the preceding quarter, but increased 29% compared to the first quarter a year ago.

Net interest margin was 4.30%, compared to 4.23% in the preceding quarter and 3.18% in the first quarter a year ago.

Non-performing assets increased to $27.1 million, or 0.17% of total assets.

Total Revenue
$163M
Previous year: $138M
+17.7%
EPS
$1.79
Previous year: $1.33
+34.6%
Net Interest Margin
4.3%
Previous year: 3.18%
+35.2%
Return on Avg. Assets
1.44%
Previous year: 1.06%
+35.8%
Efficiency Ratio
58.2%
Previous year: 66.04%
-11.9%
Cash and Equivalents
$243M
Previous year: $1.99B
-87.8%
Free Cash Flow
$72.8M
Previous year: $47.3M
+53.7%
Total Assets
$15.5B
Previous year: $16.8B
-7.4%

Banner

Banner

Banner Revenue by Geographic Location

Forward Guidance

No specific forward guidance was provided in the document.