Jun 30, 2021

Banner Q2 2021 Earnings Report

Increased loan demand, strong deposit growth, and net income were reported.

Key Takeaways

Banner Corporation reported a net income of $54.4 million, or $1.56 per diluted share, for the second quarter of 2021, a 16% increase compared to the preceding quarter and a 131% increase compared to the second quarter of 2020. The results include $10.3 million in recapture of provision for credit losses.

Revenues increased 6% to $149.9 million compared to the preceding quarter, and increased 2% compared to the second quarter a year ago.

Net interest income, before the recapture of provision for credit losses, increased to $127.6 million.

Net interest margin on a tax equivalent basis was 3.52%.

Non-performing assets decreased to $31.5 million, or 0.19% of total assets.

Total Revenue
$150M
Previous year: $147M
+1.8%
EPS
$1.56
Previous year: $0.67
+132.8%
Net Interest Margin
3.52%
Return on Avg. Assets
1.36%
Efficiency Ratio
61.79%
Previous year: 60.85%
+1.5%
Gross Profit
$154M
Cash and Equivalents
$1.47B
Previous year: $420M
+249.5%
Free Cash Flow
-$5.62M
Previous year: -$40.5M
-86.1%
Total Assets
$16.2B
Previous year: $14.4B
+12.3%

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Banner Revenue by Geographic Location

Forward Guidance

This document does not contain forward guidance.

Revenue & Expenses

Visualization of income flow from segment revenue to net income