Mar 31, 2024

Popular Q1 2024 Earnings Report

Popular, Inc. reported solid earnings for Q1 2024, benefiting from a stable deposit base and increased net interest income.

Key Takeaways

Popular, Inc. reported a net income of $103.3 million for Q1 2024. The results reflect a solid earnings performance, with a 3% increase in net interest income and an expansion of the net interest margin by eight basis points. Credit quality remained stable during the quarter.

Net income for Q1 2024 was $103.3 million.

Net interest income increased by $16.6 million compared to Q4 2023.

Net interest margin increased to 3.16% compared to 3.08% in Q4 2023.

Credit quality remained stable with trends similar to recent periods.

Total Revenue
$551M
Previous year: $532M
+3.6%
EPS
$1.88
Previous year: $2.22
-15.3%
Net Interest Margin
3.16%
Previous year: 3.22%
-1.9%
Common Equity Tier 1 ratio
16.36%
Previous year: 16.73%
-2.2%
Common Equity per Share
$71.3
Previous year: $61.8
+15.4%
Cash and Equivalents
$328M
Previous year: $462M
-28.9%
Free Cash Flow
$108M
Previous year: $117M
-8.0%
Total Assets
$70.9B
Previous year: $67.7B
+4.8%

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Forward Guidance

The Corporation expects its ETR for the year 2024 to be within a range from 21% to 23%.