Dec 31, 2019

Popular Q4 2019 Earnings Report

Popular, Inc. reported increased net income due to growth in core earnings and strategic investments.

Key Takeaways

Popular, Inc. reported a net income of $166.8 million for Q4 2019, driven by solid business fundamentals and loan growth in Puerto Rico and the U.S., despite the negative impact of interest rate cuts on net interest income and margin.

Net income reached $166.8 million, slightly up from $165.3 million in the previous quarter.

Net interest margin was 3.83%, a decrease from 4.00% in the previous quarter.

Non-performing loans held-in-portfolio decreased by $30.0 million from the previous quarter.

The Corporation completed its previously announced $250 million accelerated share repurchase transaction.

Total Revenue
$467M
Previous year: $476M
-1.8%
EPS
$1.72
Previous year: $1.34
+28.4%
Net Interest Margin
3.83%
Common Equity Tier 1 ratio
17.78%
Common Equity per Share
$62.4
Cash and Equivalents
$3.65B
Previous year: $403M
+805.3%
Free Cash Flow
$137M
Previous year: $187M
-26.9%
Total Assets
$52.1B
Previous year: $47.6B
+9.5%

Popular

Popular

Popular Revenue by Geographic Location

Forward Guidance

The Corporation expects its consolidated effective tax rate to be within a range of 19% to 21% for the year 2020.