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Jun 30, 2022

Popular Q2 2022 Earnings Report

Reported net income of $211.4 million, with increases in net interest income and non-interest income.

Key Takeaways

Popular, Inc. reported a net income of $211.4 million for the quarter ended June 30, 2022. The company saw increases in both net interest income and non-interest income compared to the first quarter. Loan growth was broad-based, with balances increasing in all categories except mortgage.

Net income reached $211.4 million.

Net interest income increased by $39.6 million to $533.9 million.

Loan growth was broad based with balances increasing in all categories, except mortgage.

Credit quality remained strong with net charge offs at near record lows.

Total Revenue
$534M
Previous year: $488M
+9.4%
EPS
$2.77
Previous year: $2.66
+4.1%
Net Interest Margin
3.09%
Previous year: 2.91%
+6.2%
Common Equity Tier 1 ratio
16.39%
Previous year: 16.55%
-1.0%
Common Equity per Share
$55.8
Cash and Equivalents
$10.2B
Previous year: $531M
+1824.5%
Free Cash Flow
$270M
Previous year: $270M
-0.2%
Total Assets
$71.5B
Previous year: $72.7B
-1.6%

Popular

Popular

Popular Revenue by Geographic Location

Forward Guidance

The Corporation expects its ETR for the year 2022 to be within a range from 17% to 20%. This range includes the impact of the recently closed Evertec transaction and the effect of the expected reduction in Popular’s voting interest in Evertec through the sale of its holdings of common stock or a conversion of such shares to non-voting preferred stock, either of which would trigger mark-to-market accounting on any remaining stake in Evertec.