Dec 31, 2023

Popular Q4 2023 Earnings Report

Popular, Inc. reported solid Q4 2023 financial results, marked by a net income of $94.6 million.

Key Takeaways

Popular, Inc. reported a net income of $94.6 million for Q4 2023. The results reflect stable net interest income and loan growth, offset by an FDIC Special Assessment impact. Credit quality saw some normalization in consumer portfolios but remained strong overall.

Net income for Q4 2023 was $94.6 million, or $139.9 million excluding the FDIC Special Assessment impact.

Net interest income remained stable with loan growth of approximately $1 billion during the quarter.

Credit quality saw some normalization in consumer portfolios, but remained strong.

The CET1 ratio at year-end was 16.3%, and tangible equity increased by 33%.

Total Revenue
$534M
Previous year: $560M
-4.5%
EPS
$1.94
Previous year: $2.62
-26.0%
Net Interest Margin
3.08%
Previous year: 3.28%
-6.1%
Common Equity Tier 1 ratio
16.3%
Previous year: 16.39%
-0.5%
Common Equity per Share
$71
Previous year: $56.7
+25.4%
Cash and Equivalents
$428M
Previous year: $476M
-10.2%
Free Cash Flow
$139M
Previous year: $165M
-15.8%
Total Assets
$70.8B
Previous year: $67.6B
+4.6%

Popular

Popular

Popular Revenue by Geographic Location

Forward Guidance

The Corporation expects its ETR for the year 2024 to be within a range from 19% to 23%.