Sep 30, 2022

Popular Q3 2022 Earnings Report

Popular's performance reflected strong loan growth and an expansion of net interest margin.

Key Takeaways

Popular, Inc. reported a net income of $422.4 million for Q3 2022. Excluding the effects of the Evertec Transactions, net income was $195.8 million.

Net income of $422.4 million in Q3 2022, compared to net income of $211.4 million in Q2 2022.

Net interest margin of 3.32% in Q3 2022, compared to 3.09% in Q2 2022.

Non-performing loans held-in-portfolio decreased by $24.5 million from Q2 2022; NPLs to loans ratio at 1.4% vs. 1.6% in Q2 2022.

Common Equity Tier 1 ratio of 16.04% at September 30, 2022.

Total Revenue
$580M
Previous year: $489M
+18.4%
EPS
$2.64
Previous year: $3.09
-14.6%
Net Interest Margin
3.32%
Previous year: 2.77%
+19.9%
Common Equity Tier 1 ratio
16.04%
Previous year: 17.36%
-7.6%
Tangible Book Value per Share
$38.7
Previous year: $66
-41.4%
Cash and Equivalents
$5.99B
Previous year: $18.1B
-66.8%
Free Cash Flow
$294M
Previous year: $204M
+43.8%
Total Assets
$70.7B
Previous year: $74.2B
-4.7%

Popular

Popular

Popular Revenue by Geographic Location

Forward Guidance

The Corporation expects its ETR for the year 2022 to be within a range from 17% to 20%.