Jun 30, 2023

Popular Q2 2023 Earnings Report

Popular achieved a strong quarter, reporting a net income of $151.2 million, driven by loan portfolio growth and positive credit quality trends.

Key Takeaways

Popular, Inc. reported a net income of $151.2 million for the quarter ended June 30, 2023. The company saw growth in loan portfolios in both Puerto Rico and the United States, which maintained net interest income despite higher deposit costs. The deposit base remained strong and well-diversified, and results were bolstered by positive credit quality trends and healthy non-interest income.

Net income was $151.2 million, compared to $159.0 million in the previous quarter.

Net interest margin was 3.14%, compared to 3.22% in the previous quarter.

Loans increased by $692.5 million from the prior quarter.

Ending deposit balances increased by $3.1 billion from the prior quarter.

Total Revenue
$532M
Previous year: $534M
-0.4%
EPS
$2.1
Previous year: $2.77
-24.2%
Common Equity Tier 1 ratio
16.87%
Previous year: 16.39%
+2.9%
NPLs to Loans Ratio
1.2%
Cash and Equivalents
$9.07B
Previous year: $10.2B
-11.2%
Free Cash Flow
$149M
Previous year: $270M
-44.7%
Total Assets
$70.8B
Previous year: $71.5B
-0.9%

Popular

Popular

Popular Revenue by Geographic Location

Forward Guidance

The Corporation expects the ETR for the year 2023 to be within a range from 22% to 25%