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Dec 31, 2025
EverQuote Q4 2025 Earnings Report
EverQuote reported record financial results for the fourth quarter and full year 2025, highlighted by significant revenue growth and a one-time tax benefit.
Key Takeaways
EverQuote delivered a strong Q4 2025 with revenue growing 32% year-over-year to $195.3 million. The company achieved record GAAP net income of $57.8 million, largely driven by a $38.4 million one-time release of a tax valuation allowance. Adjusted EBITDA also saw robust growth, increasing 32% to $25.1 million, as the company successfully scaled its AI-integrated insurance marketplace.
Q4 revenue grew 32% year-over-year to $195.3 million, driven by strong performance in the Automotive vertical.
GAAP net income reached $57.8 million, benefiting from a $38.4 million one-time deferred tax asset valuation allowance release.
Adjusted EBITDA increased 32% to $25.1 million, maintaining a consistent growth trajectory with revenue.
The company implemented a $50.0 million inaugural share repurchase program and ended the year with $171.4 million in cash.
Revenue by Segment
Forward Guidance
EverQuote provided guidance for Q1 2026, expecting continued revenue growth and positive Adjusted EBITDA.
Positive Outlook
- Projected Q1 2026 revenue between $175.0 million and $185.0 million.
- Expected Variable Marketing Dollars of $49.0 million to $52.0 million.
- Anticipated Adjusted EBITDA of $23.5 million to $26.5 million.
- Continued evolution toward an AI-first future to scale products.
- Positioned to benefit as insurance carriers focus on profitable policy growth.
Challenges Ahead
- Dependence on the property and casualty insurance industry, specifically automotive.
- Reliance on a small number of insurance providers for significant revenue.
- Dependence on third-party media sources for website traffic.
- Potential impacts from economic or legislative developments like inflation.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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