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Jun 30, 2020

Simmons Q2 2020 Earnings Report

Reported net income of $58.8 million for the quarter ended June 30, 2020.

Key Takeaways

Simmons First National Corporation reported a net income of $58.8 million for the second quarter of 2020, an increase of 5.7% compared to the same period in 2019. Diluted earnings per share were $0.54, a decrease of 6.9% compared to the prior year. Total loans were $14.6 billion, and total deposits were $16.6 billion.

Net income for the quarter ended June 30, 2020, was $58.8 million.

Diluted earnings per share were $0.54, a decrease of 6.9% compared to the same period in the prior year.

Total loans reached $14.6 billion at June 30, 2020, an 11.3% increase year-over-year.

Total deposits were $16.6 billion at June 30, 2020, a 22.9% increase since June 30, 2019.

Total Revenue
$214M
Previous year: $189M
+13.0%
EPS
$0.54
Previous year: $0.68
-20.6%
Efficiency Ratio
49.12%
Book Value Per Share
$26.6
Tangible Book Value
$15.8
Gross Profit
$164M
Cash and Equivalents
$17M
Previous year: $655M
-97.4%
Free Cash Flow
-$25.9M
Previous year: $13.9M
-286.0%
Total Assets
$21.9B
Previous year: $17.9B
+22.1%

Simmons

Simmons

Simmons Revenue by Segment

Forward Guidance

The company expects to close an additional 23 branch locations and one loan production office during the fourth quarter of 2020, with an expected net annual cost savings of approximately $6.8 million.