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Dec 31, 2023

Simmons Q4 2023 Earnings Report

Reported a decrease in net income and diluted EPS compared to the previous quarter and prior year, but strategic actions and expense control showed positive trends.

Key Takeaways

Simmons First National Corporation reported a net income of $23.9 million and diluted EPS of $0.19 for Q4 2023. The results were impacted by a loss on the sale of AFS investment securities and a FDIC special assessment. However, net interest income and net interest margin increased on a linked quarter basis, driven by strong loan and deposit pricing discipline and deposit growth. The board authorized a new $175 million share repurchase program and approved a 5% increase in the quarterly cash dividend.

Net income was $23.9 million and diluted EPS was $0.19.

Net interest income increased by 1% and net interest margin rose to 2.68%, up 7 bps from the previous quarter.

Sold $241 million of AFS securities to paydown higher rate wholesale funding.

Board of Directors authorized a new $175 million share repurchase program and approved a 5% increase in the quarterly cash dividend.

Total Revenue
$178M
Previous year: $238M
-25.3%
EPS
$0.4
Previous year: $0.64
-37.5%
Cash and Equivalents
$614M
Previous year: $682M
-10.0%
Free Cash Flow
$414M
Previous year: $86.5M
+378.7%
Total Assets
$27.3B
Previous year: $27.5B
-0.4%

Simmons

Simmons

Forward Guidance

Simmons First National Corporation did not provide specific forward guidance in this earnings report. The report mentions entering 2024 against a backdrop of economic uncertainty and taking strategic actions to take advantage of opportunities and meet the challenges ahead.