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Sep 30, 2020

Simmons Q3 2020 Earnings Report

Simmons reported net income decrease of 19.5% compared to the same period in 2019.

Key Takeaways

Simmons First National Corporation announced a net income of $65.9 million for Q3 2020, a decrease of 19.5% compared to Q3 2019. Core earnings were $68.3 million, a decrease of 18.6% from the same period in 2019.

Net income for the quarter ended September 30, 2020, was $65.9 million.

Diluted earnings per share were $0.60, a decrease of $0.24 compared to the same period in the prior year.

Total loans were $14.0 billion at September 30, 2020, an increase of $1.0 billion, or 7.8%, compared to September 30, 2019.

Total deposits were $16.2 billion at September 30, 2020, an increase of $2.8 billion, or 20.6%, since September 30, 2019.

Total Revenue
$225M
Previous year: $234M
-3.6%
EPS
$0.6
Previous year: $0.87
-31.0%
Efficiency Ratio
54.12%
Cash and Equivalents
$2.52B
Previous year: $530M
+375.9%
Free Cash Flow
-$13.5M
Previous year: $53.9M
-125.0%
Total Assets
$21.4B
Previous year: $17.8B
+20.5%

Simmons

Simmons

Forward Guidance

The Company closed 23 branch locations on October 9, 2020, with an expected net annual cost savings of approximately $6.7 million.