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Jun 30, 2022

Simmons Q2 2022 Earnings Report

Reported strong operating results excluding accounting adjustments and one-time merger expenses related to the acquisition of Spirit of Texas Bancshares.

Key Takeaways

Simmons First National Corporation reported a net income of $27.5 million for Q2 2022. The quarter's results were significantly impacted by accounting adjustments and one-time merger expenses related to the acquisition of Spirit of Texas Bancshares. Excluding these items, the adjusted diluted earnings per share were $0.52.

Diluted EPS was $0.21 and adjusted diluted EPS was $0.52

Revenue increased 20% on a linked quarter basis driven by the acquisition of Spirit, solid legacy SFNC net interest income growth and net interest margin expansion

Noninterest expenses increased 22% on a linked quarter basis. Excluding merger related costs and certain other items, adjusted noninterest expense increased 9%

Total loans up 26% and total deposits up 14% on a linked quarter basis. Legacy SFNC loans up 7% and deposits relatively unchanged

Total Revenue
$225M
Previous year: $194M
+15.8%
EPS
$0.52
Previous year: $0.69
-24.6%
Efficiency Ratio
59.5%
Previous year: 56.93%
+4.5%
Cash and Equivalents
$965M
Previous year: $2.34B
-58.8%
Free Cash Flow
$107M
Previous year: $97.2M
+10.5%
Total Assets
$27.2B
Previous year: $23.4B
+16.3%

Simmons

Simmons

Simmons Revenue by Segment

Forward Guidance

No specific forward guidance provided in the document.