Dec 31, 2021

Simmons Q4 2021 Earnings Report

Reported record earnings, completed acquisitions of Landmark Community Bank and Triumph Bancshares, Inc., and authorized a new share repurchase program.

Key Takeaways

Simmons First National Corporation reported a net income of $48.2 million for the fourth quarter of 2021, compared to $53.0 million in the fourth quarter of 2020. Diluted earnings per share for the fourth quarter of 2021 were $0.42, compared to $0.49 for the fourth quarter of 2020. The company's board of directors has declared a quarterly cash dividend on the Company’s Class A common stock of $0.19 per share.

Newly funded loans and advances topped $2.6 billion in the fourth quarter.

Unfunded commitments rose 31 percent during the quarter.

Commercial loan pipeline rose for the fifth consecutive quarter and is more than double that of a year ago.

Total deposits at the end of the fourth quarter of 2021 were $19.4 billion, an increase of $2.4 billion, or 14 percent, from $17.0 billion at the end of the fourth quarter of 2020.

Total Revenue
$200M
Previous year: $199M
+0.3%
EPS
$0.52
Previous year: $0.49
+6.1%
Efficiency Ratio
66.21%
Previous year: 55.27%
+19.8%
Cash and Equivalents
$1B
Previous year: $3.47B
-71.2%
Free Cash Flow
$46.8M
Previous year: $136M
-65.4%
Total Assets
$24.4B
Previous year: $22.4B
+8.9%

Simmons

Simmons

Forward Guidance

The company anticipates cost savings from the acquisitions are expected to be achieved, in their entirety, in 2022.