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Sep 30, 2021

Simmons Q3 2021 Earnings Report

Reported net income increase of 22 percent and EPS increase of 23 percent compared to the same period in the prior year.

Key Takeaways

Simmons First National Corporation reported a strong third quarter in 2021, with net income increasing by 22 percent to $80.6 million and diluted earnings per share rising by 23 percent to $0.74 compared to the third quarter of 2020. The company completed acquisitions of Landmark Community Bank and Triumph Bancshares shortly after the quarter's end. Loan production reached $1.5 billion, and the commercial loan pipeline increased for the fourth consecutive quarter.

Net income for the third quarter of 2021 was $80.6 million, a 22% increase compared to $65.9 million in the third quarter of 2020.

Diluted earnings per share for the third quarter of 2021 were $0.74, a 23% increase compared to $0.60 in the same period of the prior year.

Total deposits at the end of the third quarter of 2021 were $18.1 billion, an 11% increase from $16.2 billion at the end of the third quarter of 2020.

Commercial loan pipeline rose for the fourth consecutive quarter to $1.5 billion, up 15% on a linked quarter basis.

Total Revenue
$194M
Previous year: $225M
-14.0%
EPS
$0.73
Previous year: $0.6
+21.7%
Efficiency Ratio
58.81%
Previous year: 54.12%
+8.7%
Cash and Equivalents
$1.78B
Previous year: $2.52B
-29.4%
Free Cash Flow
$12.6M
Previous year: -$13.5M
-193.3%
Total Assets
$23.2B
Previous year: $21.4B
+8.5%

Simmons

Simmons