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Dec 31, 2022

Simmons Q4 2022 Earnings Report

Reported record quarterly earnings and solid financial results.

Key Takeaways

Simmons First National Corporation reported a record quarterly net income of $83.3 million for Q4 2022, with diluted earnings per share of $0.65. The company saw solid balance sheet growth and maintained a strong capital position, leading to a 5% increase in the cash dividend for Q1 2023.

Q4 22 Diluted EPS of $0.65 and adjusted diluted EPS of $0.64

ROA of 1.22%, ROE of 10.27% & ROTCE of 19.29% in Q4 22

Total loans up 3% and total deposits up 2% in Q4 22 vs Q3 22

Key credit quality metrics remain at historically low levels while adding more than $4.1 billion in loans during 2022.

Total Revenue
$238M
Previous year: $200M
+19.0%
EPS
$0.64
Previous year: $0.52
+23.1%
Cash and Equivalents
$682M
Previous year: $1B
-31.8%
Free Cash Flow
$86.5M
Previous year: $46.8M
+84.6%
Total Assets
$27.5B
Previous year: $24.4B
+12.5%

Simmons

Simmons

Forward Guidance

Simmons has a strong track record of returning capital to its shareholders through a strategic combination of cash dividends and share repurchases.