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Sep 30, 2023

Simmons Q3 2023 Earnings Report

Simmons reported net income and diluted earnings per share for Q3 2023.

Key Takeaways

Simmons First National Corporation reported a net income of $47.2 million and diluted earnings per share of $0.37 for the third quarter of 2023. Adjusted earnings were $48.8 million and adjusted earnings per share were $0.39. The company achieved its Better Bank Initiative cost savings target one quarter sooner than anticipated, leading to a 5% decline in noninterest expense. Average loans were up 9% and average deposits were up 3% year-over-year.

Net income of $47.2 million and diluted EPS of $0.37.

Adjusted earnings of $48.8 million and adjusted diluted EPS of $0.39.

Execution of Better Bank Initiative led to a 5% decline in noninterest expense.

Total revenue of $196.2 million; PPNR of $64.2 million; Adjusted PPNR of $66.3 million.

Total Revenue
$196M
Previous year: $237M
-17.1%
EPS
$0.39
Previous year: $0.64
-39.1%
Book Value Per Share
$26.3
Tangible Book Value
$14.8
Cash and Equivalents
$606M
Previous year: $679M
-10.9%
Free Cash Flow
-$46.3M
Previous year: $39.6M
-217.0%
Total Assets
$27.7B
Previous year: $27.1B
+2.4%

Simmons

Simmons

Forward Guidance

This press release contains forward-looking statements regarding Simmons' future growth, business strategies, lending capacity, and other financial aspects. These statements are based on various assumptions and involve inherent risks and uncertainties.