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Mar 31, 2024

LendingTree Q1 2024 Earnings Report

Reported strong results driven by Insurance segment strength and operating leverage, achieving at or above the forecasted range.

Key Takeaways

LendingTree reported consolidated revenue of $167.8 million and a GAAP net income of $1.0 million, or $0.08 per diluted share, for Q1 2024. The Insurance segment showed strong performance, with double-digit revenue and profit growth. The company forecasts a return to annual revenue and AEBITDA growth for the year.

Consolidated revenue reached $167.8 million.

GAAP net income was reported at $1.0 million, or $0.08 per diluted share.

Variable marketing margin stood at $69.4 million.

Adjusted EBITDA amounted to $21.6 million.

Total Revenue
$168M
Previous year: $201M
-16.3%
EPS
$0.7
Previous year: $0.25
+180.0%
Variable Marketing Margin
$69.4M
Previous year: $76.1M
-8.8%
Gross Profit
$153M
Previous year: $187M
-18.0%
Cash and Equivalents
$231M
Previous year: $150M
+53.8%
Free Cash Flow
-$1.12M
Total Assets
$927M
Previous year: $1.04B
-11.1%

LendingTree

LendingTree

LendingTree Revenue by Segment

Forward Guidance

LendingTree updated its full-year 2024 outlook and provided ranges for the second quarter.

Positive Outlook

  • Full-year 2024 Revenue: $690 - $720 million
  • Full-year 2024 Variable Marketing Margin: $280 - $300 million
  • Full-year 2024 Adjusted EBITDA: $85 - $95 million
  • Second-quarter 2024 Revenue: $175 - $190 million
  • Second-quarter 2024 Variable Marketing Margin: $70 - $76 million

Challenges Ahead

  • Second-quarter 2024 Adjusted EBITDA: $22 - $26 million
  • Company cannot provide a reconciliation of projected variable marketing margin or adjusted EBITDA to the most directly comparable expected GAAP results
  • Effect, timing and potential significance of the effects of legal matters and tax considerations is unknown
  • Expenses associated with legal matters and tax considerations have in the past, and may in the future, significantly affect GAAP results in a particular period.
  • ...

Revenue & Expenses

Visualization of income flow from segment revenue to net income