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Dec 31, 2022

LendingTree Q4 2022 Earnings Report

LendingTree reported fourth quarter earnings, highlighted by insurance segment margin recovery offset by home revenue declines.

Key Takeaways

LendingTree's Q4 2022 results showed strength in the Insurance segment margin, which helped to offset declines in Home revenue. The company remains well capitalized with $299 million in cash and is focused on managing operating expenses.

LendingTree launched the LendingTree Win Card, rewarding consumers for healthy financial habits.

The Home segment faced headwinds due to higher rates and low housing inventory.

Home Equity offering and Insurance segment margin growth helped offset Home performance decline.

The company has $299 million of cash on the balance sheet.

Total Revenue
$202M
Previous year: $258M
-21.8%
EPS
$0.38
Previous year: -$0.14
-371.4%
Gross Profit
$189M
Previous year: $244M
-22.7%
Cash and Equivalents
$299M
Previous year: $251M
+19.0%
Total Assets
$1.2B
Previous year: $1.3B
-7.7%

LendingTree

LendingTree

Forward Guidance

LendingTree provided revenue, variable marketing margin, and adjusted EBITDA guidance for the first quarter and full year of 2023.