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Sep 30
LendingTree Q3 2025 Earnings Report
LendingTree reported strong third quarter 2025 results with double-digit year-over-year revenue and segment profit growth across all business segments.
Key Takeaways
LendingTree delivered its sixth consecutive quarter of year-over-year revenue growth, with consolidated revenue reaching $307.8 million, an 18% increase from the prior year. The company achieved GAAP net income of $10.2 million and adjusted EBITDA of $39.8 million, demonstrating strong operational performance across its Home, Consumer, and Insurance segments.
Consolidated revenue for Q3 2025 was $307.8 million, an 18% increase year-over-year.
GAAP net income reached $10.2 million, or $0.73 per diluted share, a significant improvement from a net loss in the prior year.
Adjusted EBITDA grew by 48% year-over-year to $39.8 million, reflecting enhanced profitability.
All three business segments (Home, Consumer, and Insurance) reported double-digit year-over-year revenue and segment profit growth.
LendingTree
LendingTree
LendingTree Revenue by Segment
Revenue by Segment
Home Revenue
CapyFin.comConsumer Revenue
CapyFin.comInsurance Revenue
CapyFin.com Forward Guidance
LendingTree updated its full-year 2025 outlook and provided implied performance for the fourth quarter, projecting continued revenue growth and strong profitability.
Positive Outlook
- Full-year 2025 revenue is projected to be between $1.08 billion and $1.09 billion.
- Full-year 2025 Variable Marketing Margin is expected to be $337 million to $340 million.
- Full-year 2025 Adjusted EBITDA is forecasted to be $126 million to $128 million.
- Implied Q4 2025 revenue is projected between $280 million and $290 million.
- Implied Q4 2025 Adjusted EBITDA is expected to be $29.5 million to $31.5 million.
Challenges Ahead
- The company is unable to provide a reconciliation of projected non-GAAP measures to GAAP due to the unknown effect of legal matters and tax considerations.
- Expenses associated with legal matters and tax considerations may significantly affect GAAP results in a particular period.
- The forward guidance is subject to various risks and uncertainties, including adverse conditions in financial markets and the economy.
- Changes in relationships with network partners could impact future results.
- Competition and changing regulatory environments pose potential challenges.