Mar 31, 2020

Equity Bancshares Q1 2020 Earnings Report

Equity Bancshares reported first quarter earnings with net income of $1.3 million and EPS of $0.08 per diluted share.

Key Takeaways

Equity Bancshares reported a net income of $1.3 million, or $0.08 per diluted share, for the first quarter ended March 31, 2020. The company increased its net interest margin and provided reserves for loan losses due to the COVID-19 environment.

Net income allocable to common stockholders was $1.3 million, or $0.08 per diluted share.

Net interest margin increased due to lower cost of liabilities.

Provision for loan losses was $9.9 million, representing 85% of pre-tax income.

Completed over 1,600 Small Business Administration loan applications through the Paycheck Protection Program.

Total Revenue
$37.4M
Previous year: $36M
+4.0%
EPS
$0.08
Previous year: $0.48
-83.3%
Net Interest Margin
3.67%
Previous year: 3.49%
+5.2%
Efficiency Ratio
68.88%
Previous year: 69.26%
-0.5%
Book Value/Share
$31.4
Cash and Equivalents
$142M
Previous year: $167M
-15.0%
Free Cash Flow
$7.35M
Previous year: $11.5M
-36.1%
Total Assets
$3.94B
Previous year: $4.07B
-3.0%

Equity Bancshares

Equity Bancshares

Forward Guidance

Equity Bancshares did not provide specific forward guidance in this earnings report.