Dec 31, 2024

Equity Bancshares Q4 2024 Earnings Report

Equity Bancshares reported net income of $17.0 million, or $1.04 earnings per diluted share, for the quarter ended December 31, 2024, and realized margin expansion and closed a common equity capital raise.

Key Takeaways

Equity Bancshares reported a net income of $17.0 million, or $1.04 earnings per diluted share, for Q4 2024. The company realized net interest margin expansion and completed a common stock capital raise.

Earnings per diluted share were $1.04.

Net Interest Margin was 4.17%, impacted by non-recurring items of approximately $1.5 million.

Tangible common equity to tangible assets closed the period at 9.95%.

Deposit balances, excluding brokered, increased $211.2 million due to seasonal inflows on municipality relationships.

Total Revenue
$58.3M
Previous year: -$3.95M
-1576.8%
EPS
$1.04
Previous year: -$1.84
-156.5%
Net Interest Margin
4.17%
Previous year: 3.49%
+19.5%
Free Cash Flow
$19.4M
Previous year: $9.54M
+102.9%
Total Assets
$5.33B
Previous year: $5.03B
+5.9%

Equity Bancshares

Equity Bancshares

Forward Guidance

Equity Bancshares did not provide a quantitative forward guidance in the provided document. The report expresses optimism about future organic production and strategic acquisition opportunities.