Jun 30, 2024

Equity Bancshares Q2 2024 Earnings Report

Equity Bancshares' second quarter 2024 results were highlighted by record net interest income and net interest margin expansion.

Key Takeaways

Equity Bancshares reported a strong second quarter in 2024, characterized by record net interest income and net interest margin expansion. The company reported net income of $11.7 million, or $0.76 earnings per diluted share. Adjusted net income was $15.3 million, or $0.99 per diluted share, excluding merger and BOLI-related costs.

Earnings per diluted share were $0.99, adjusted to exclude merger expenses and BOLI repositioning costs.

Operations of the Rockhold Bancorp merger were integrated, and the merger with KansasLand Bancshares, Inc. was closed.

Net interest income reached an all-time high of $46.5 million due to strategic transactions.

The company repurchased 152,982 shares at a weighted average cost of $33.35.

Total Revenue
$55.4M
Previous year: $46.4M
+19.5%
EPS
$0.99
Previous year: $0.74
+33.8%
Net Interest Margin
3.94%
Previous year: 3.38%
+16.6%
Cash and Equivalents
$244M
Previous year: $278M
-12.1%
Free Cash Flow
$15.2M
Previous year: $16.8M
-9.7%
Total Assets
$5.25B
Previous year: $5.09B
+3.0%

Equity Bancshares

Equity Bancshares

Forward Guidance

The press release does not contain specific forward guidance. It highlights the company's position to facilitate strategic M&A and leverage its balance sheet for franchise growth.

Positive Outlook

  • Continued increase in margin
  • Opportunities to enhance customer relationships
  • Building stockholder value
  • Leverage balance sheet position to grow our franchise
  • Positioned to facilitate strategic M&A