Dec 31, 2022

Equity Bancshares Q4 2022 Earnings Report

Reported strong organic loan growth and improved asset quality metrics.

Key Takeaways

Equity Bancshares, Inc. reported a net income of $11.6 million, with earnings per diluted share at $0.72 for Q4 2022. The company achieved record full-year income of $57.7 million and revenue of $197.8 million. Key credit ratios improved, including a decrease in non-performing assets to total assets.

Net income allocable to common stockholders was $11.6 million, or $0.72 per diluted share.

Net interest income was $42.0 million.

Loans held for investments were $3.3 billion, increasing 6.9% on an annualized basis compared to the previous quarter end.

Non-performing assets were $18.2 million, or 0.4% of total assets, compared to $29.7 million at September 30, 2022.

Total Revenue
$50.4M
Previous year: $46.4M
+8.5%
EPS
$0.72
Previous year: $0.61
+18.0%
Net Interest Margin
3.67%
Book Value/Share
$25.7
Cash and Equivalents
$104M
Previous year: $259M
-59.9%
Free Cash Flow
$14.1M
Previous year: $22.3M
-36.8%
Total Assets
$4.98B
Previous year: $5.14B
-3.0%

Equity Bancshares

Equity Bancshares

Forward Guidance

Equity Bancshares did not provide forward guidance in the earnings report.