Sep 30, 2020

Equity Bancshares Q3 2020 Earnings Report

Equity Bancshares reported a net loss due to a goodwill impairment charge, while maintaining a strong capital position and growing tangible book value and core deposits.

Key Takeaways

Equity Bancshares, Inc. reported a net loss of $90.4 million, or $6.01 per diluted share, for the third quarter ended September 30, 2020, primarily due to a $104.8 million impairment in the value of goodwill. Adjusted net income, excluding the impairment charge, was $9.1 million, or $0.60 per diluted share. The company maintained a Tier 1 capital ratio of 13.3% and grew tangible book value to $23.72 per share.

Equity recorded a $104.8 million impairment in the value of goodwill, resulting in a net loss of $90.4 million, or $6.01 per diluted share.

Net income, adjusted to exclude the impairment charge on goodwill, was $9.1 million, or $0.60 per diluted share.

Approximately 1% of loans were on deferral as of September 30, 2020, down from approximately 24% on June 30, 2020.

Tangible book value per common share was $23.72 at September 30, 2020.

Total Revenue
$38.6M
Previous year: $38.1M
+1.3%
EPS
$0.6
Previous year: $0.66
-9.1%
Cash and Equivalents
$65.5M
Previous year: $168M
-61.0%
Free Cash Flow
$9.83M
Previous year: $11.5M
-14.5%
Total Assets
$3.87B
Previous year: $4.07B
-5.1%

Equity Bancshares

Equity Bancshares

Forward Guidance

This document does not contain forward guidance.