Mar 31, 2021

Equity Bancshares Q1 2021 Earnings Report

Reported first-quarter results with net income of $15.1 million and $1.02 earnings per diluted share.

Key Takeaways

Equity Bancshares reported a strong first quarter with net income of $15.1 million, driven by non-PPP loan growth, recognition of origination fee income from PPP loan forgiveness, and improved operating performance in fee-based business lines.

Net income was $15.1 million, or $1.02 per diluted share.

Core earnings were $0.65 per diluted share, driven by non-PPP loan growth of $43.7 million.

Originated $233.6 million in total PPP loans during the quarter.

Customers successfully had $99.7 million of PPP loans forgiven, resulting in fee income of $2.3 million.

Total Revenue
$38.5M
Previous year: $37.4M
+2.8%
EPS
$0.65
Previous year: $0.08
+712.5%
Efficiency Ratio
64.18%
Previous year: 68.88%
-6.8%
Tier 1 Leverage Ratio
8.73%
CET1 Capital Ratio
12.52%
Cash and Equivalents
$136M
Previous year: $142M
-4.1%
Free Cash Flow
$21.8M
Previous year: $7.35M
+196.9%
Total Assets
$4.2B
Previous year: $3.94B
+6.4%

Equity Bancshares

Equity Bancshares