Mar 31, 2023

Equity Bancshares Q1 2023 Earnings Report

Equity Bancshares reported first quarter results, demonstrating deposit stability and improved asset quality.

Key Takeaways

Equity Bancshares, Inc. reported a net income of $12.3 million, with earnings per diluted share at $0.77 for the quarter ended March 31, 2023. The company experienced steady deposits and loan growth, excluding PPP and branch sales, was $19.1 million. The increase during the quarter was primarily driven by an increase in non-interest income of $760 thousand and a decrease in income tax expense of $1.1 million.

Total deposits increased by $46.1 million during the quarter, or 4.4% linked quarter annualized.

Cash and cash equivalents increased by $145.9 million during the quarter.

Equity repurchased $9.6 million of common stock, representing 2.0% of shares outstanding.

The ratio of non-performing assets to total assets improved 4bps linked quarter to 0.3%.

Total Revenue
$48.2M
Previous year: $48.3M
-0.1%
EPS
$0.77
Previous year: $0.93
-17.2%
Efficiency Ratio
70%
Previous year: 60.36%
+16.0%
Book Value/Share
$27
Tangible Book Value/Share
$23
Cash and Equivalents
$250M
Previous year: $89.8M
+178.9%
Free Cash Flow
$14.7M
Previous year: $7.5M
+96.5%
Total Assets
$5.16B
Previous year: $5.08B
+1.5%

Equity Bancshares

Equity Bancshares