Sep 30, 2022

Equity Bancshares Q3 2022 Earnings Report

Reported third quarter results with continued organic growth.

Key Takeaways

Equity Bancshares reported a net income of $15.2 million and earnings per diluted share of $0.93 for the quarter ended September 30, 2022. The company saw a 3.5% linked quarter revenue growth led by expanding Net Interest Margin, with a 19.7% reduction in total nonperforming assets.

Company realized meaningful, organic growth while emphasizing return to stockholders.

Annualized growth within commercial and commercial real estate loan portfolios was 17.13%.

Classified asset ratio is down more than 50% year-to-date and at an all-time low.

Company realized linked period Net Interest Margin growth of 23 basis points, and Net Interest Income growth of $2.38 million.

Total Revenue
$50.9M
Previous year: $46.4M
+9.7%
EPS
$0.93
Previous year: $0.8
+16.3%
Net Interest Margin
3.62%
Efficiency Ratio
63.07%
Previous year: 56.65%
+11.3%
Cash and Equivalents
$155M
Previous year: $142M
+9.5%
Free Cash Flow
$14.1M
Previous year: $31.5M
-55.3%
Total Assets
$5B
Previous year: $4.26B
+17.3%

Equity Bancshares

Equity Bancshares

Forward Guidance

This press release contains forward-looking statements that reflect the current views of Equity’s management with respect to future events and Equity’s financial performance.