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Mar 31, 2022

Moneylion Q1 2022 Earnings Report

MoneyLion reported record first quarter results with significant year-over-year revenue growth and customer acquisition.

Key Takeaways

MoneyLion reported a strong first quarter in 2022, with a 105% increase in adjusted revenue year-over-year and a net income of $0.1 million. The company also saw substantial growth in total customers, reaching 3.9 million, and reiterated its full-year guidance and path to profitability.

Adjusted Revenue increased 105% year-over-year.

Total Customers grew 117% year-over-year to 3.9 million.

The company maintained best-in-class unit economics with a $16 CAC, a payback period of fewer than 6 months, and an ARPU of over $70.

MoneyLion reaffirmed its 2022 guidance and breakeven Adjusted EBITDA target exiting 2022.

Total Revenue
$69.7M
Previous year: $33.1M
+110.4%
EPS
$5.1
Previous year: -$50.5
-110.1%
Total Customers
3.9M
Previous year: 117
+3333233.3%
Gross Profit
$40.3M
Cash and Equivalents
$185M
Previous year: $593K
+31102.0%
Free Cash Flow
-$9.47M
Previous year: $3.26M
-391.0%
Total Assets
$809M
Previous year: $351M
+130.6%

Moneylion

Moneylion

Forward Guidance

MoneyLion is re-affirming previously provided guidance for the full year 2022 and expects accelerating Adjusted Revenue growth and margin improvement in the second quarter of 2022.