•
Sep 30, 2022

Moneylion Q3 2022 Earnings Report

Reported record GAAP and adjusted revenue, and made continued progress towards profitability.

Key Takeaways

MoneyLion reported record third quarter 2022 results with a 101% increase in GAAP revenue and a 103% increase in adjusted revenue year-over-year. The company's net loss was $21.0 million, and adjusted EBITDA was ($14.3) million. MoneyLion is actioning approximately $15 million annualized run-rate fixed cost savings in Q4 2022.

GAAP Revenue increased 101% year-over-year.

Adjusted Revenue increased 103% year-over-year.

Net loss was $21.0 million, improved from $23.1 million in Q2.

Total customers grew 101% year-over-year to 5.4 million.

Total Revenue
$88.7M
Previous year: $44.2M
+100.7%
EPS
-$2.7
Previous year: $13.8
-119.6%
Total Customers
5.4M
Previous year: 9.4M
-42.6%
Gross Profit
$49.1M
Previous year: $44.2M
+11.0%
Cash and Equivalents
$126M
Previous year: $299M
-57.7%
Free Cash Flow
-$3.84M
Previous year: -$1.17M
+227.4%
Total Assets
$759M
Previous year: $469M
+61.9%

Moneylion

Moneylion

Forward Guidance

MoneyLion expects full-year 2022 Adjusted Revenue of $320-$330 million and Adjusted EBITDA of ($70) - ($65) million.