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Dec 31, 2023

Moneylion Q4 2023 Earnings Report

Reported record revenue and adjusted EBITDA, with a focus on achieving GAAP profitability in 2024.

Key Takeaways

MoneyLion reported a net loss of $4.2 million for Q4 2023, but achieved record adjusted EBITDA of $16.5 million and revenue increased by 19% to $113.0 million compared to Q4 2022. The company is focused on accelerating growth and achieving its first positive GAAP EPS quarter in 2024.

Total revenues increased 19% to $113.0 million compared to Q4 2022.

Gross profit increased 24% to $71.4 million compared to Q4 2022.

Net loss was $4.2 million compared to a net loss of $135.0 million in Q4 2022.

Adjusted EBITDA was $16.5 million compared to ($5.6) million in Q4 2022.

Total Revenue
$113M
Previous year: $94.9M
+19.0%
EPS
-$0.33
Previous year: -$3.3
-90.0%
Gross Profit
$71.4M
Previous year: $57.5M
+24.2%
Cash and Equivalents
$94.5M
Previous year: $116M
-18.5%
Free Cash Flow
$40.4M
Previous year: $10.8M
+273.2%
Total Assets
$515M
Previous year: $596M
-13.6%

Moneylion

Moneylion

Forward Guidance

For the first quarter of 2024, MoneyLion expects revenue of $115 to $118 million and Adjusted EBITDA of $15 to $18 million.