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Sep 30, 2024

Moneylion Q3 2024 Earnings Report

MoneyLion's Q3 2024 results were announced, featuring record revenue and raised full-year guidance.

Key Takeaways

MoneyLion reported record revenue of $135 million, a 23% increase year-over-year, and an adjusted EBITDA of $24 million. The company raised its full-year 2024 revenue guidance to $536 million - $541 million and adjusted EBITDA guidance to $88 million - $93 million.

MoneyLion achieved record revenue of $135 million, up 23% year-over-year.

The company reported a net income before income taxes of $0.5 million.

Adjusted EBITDA was $24 million, representing an 18.0% adjusted EBITDA margin.

Full-year 2024 revenue guidance was raised to $536 million - $541 million and adjusted EBITDA guidance to $88 million - $93 million.

Total Revenue
$135M
Previous year: $110M
+22.9%
EPS
-$0.25
Previous year: -$0.4
-37.5%
Total Customers
18.7M
Previous year: 12.1M
+54.5%
Gross Profit
$53.2M
Previous year: $66.7M
-20.3%
Cash and Equivalents
$116M
Previous year: $101M
+15.2%
Free Cash Flow
$57M
Previous year: $34.5M
+64.9%
Total Assets
$531M
Previous year: $512M
+3.6%

Moneylion

Moneylion

Forward Guidance

MoneyLion raised its full-year 2024 guidance, expecting revenue of $536 million to $541 million and Adjusted EBITDA of $88 million to $93 million. For the fourth quarter of 2024, the company expects revenue of $149 million to $154 million and Adjusted EBITDA of $22 million to $27 million.

Positive Outlook

  • Full-year 2024 revenue is expected to be between $536 million and $541 million.
  • Full-year 2024 Adjusted EBITDA is expected to be between $88 million and $93 million.
  • Fourth quarter 2024 revenue is projected to be $149 million to $154 million.
  • Fourth quarter 2024 Adjusted EBITDA is expected to be $22 million to $27 million.
  • Revenue growth of 34% year-over-year is expected in Q4 2024 at the midpoint.