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Jun 30, 2022

Moneylion Q2 2022 Earnings Report

MoneyLion reported record second quarter results, raised full year adjusted revenue guidance and reaffirmed breakeven adjusted EBITDA target exiting 2022.

Key Takeaways

MoneyLion announced strong Q2 2022 results, marked by a 129% increase in total revenues to $87.3 million and a 131% increase in adjusted revenue to $84.1 million. The company added a record number of new customers, reaching 4.9 million total customers, and maintained leading unit economics. They are raising full year 2022 adjusted revenue guidance and reaffirming breakeven adjusted EBITDA target exiting 2022.

Total revenues increased 129% to $87.3 million compared to Q2 2021.

Adjusted Revenue increased 131% to $84.1 million compared to Q2 2021.

Total Customers grew 124% year-over-year to 4.9 million.

Total Originations grew 85% year-over-year to $439 million.

Total Revenue
$87.3M
Previous year: $38.2M
+128.8%
EPS
-$3.3
Previous year: -$29.1
-88.7%
Total Customers
4.9M
Previous year: 2.19M
+124.0%
Gross Profit
$48.1M
Previous year: $38.2M
+26.0%
Cash and Equivalents
$163M
Previous year: $13.7K
+1185003.7%
Free Cash Flow
-$3.05M
Previous year: -$4.5M
-32.3%
Total Assets
$821M
Previous year: $350M
+134.5%

Moneylion

Moneylion

Forward Guidance

MoneyLion is updating its full year 2022 guidance and expects to reach breakeven Adjusted EBITDA exiting the year.