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Sep 30, 2023

Moneylion Q3 2023 Earnings Report

MoneyLion had a record revenue and Adjusted EBITDA, demonstrating the strength and resilience of its business model.

Key Takeaways

MoneyLion announced record revenue of $110 million, up 24% year-over-year. The company reported a net loss of $4 million but achieved a record Adjusted EBITDA of $13 million. They are driving forward, optimizing technology and building on the momentum of mutually reinforcing businesses.

Record revenue of $110 million, up 24% year-over-year.

Net income before other expense and income taxes of $1.1 million, compared to a loss of $24.2 million in Q3 2022.

Net loss of $4.1 million, compared to a net loss of $21.0 million in Q3 2022.

Record Adjusted EBITDA of $13.4 million, compared to ($14.3) million in Q3 2022.

Total Revenue
$110M
Previous year: $88.7M
+24.2%
EPS
-$0.4
Previous year: -$2.7
-85.2%
Total Customers
12.1M
Previous year: 5.4M
+124.1%
Gross Profit
$66.7M
Previous year: $49.1M
+35.8%
Cash and Equivalents
$101M
Previous year: $126M
-20.1%
Free Cash Flow
$34.5M
Previous year: -$3.84M
-1000.1%
Total Assets
$512M
Previous year: $759M
-32.5%

Moneylion

Moneylion

Forward Guidance

For the full year 2023, MoneyLion expects revenue of $420 to $425 million, gross profit margin of 58% to 59%, and Adjusted EBITDA of $39 to $45 million.