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Mar 31, 2023

Moneylion Q1 2023 Earnings Report

Reported revenue growth and progress towards profitability.

Key Takeaways

MoneyLion reported a 34% year-over-year increase in GAAP revenue to $94 million for Q1 2023. The company achieved a net loss of $9 million and a positive Adjusted EBITDA of $7 million. Total customers increased by 102% year-over-year, reaching 7.8 million.

GAAP revenue reached $94 million, up 34% year-over-year.

Net loss was $9 million, with positive Adjusted EBITDA of $7 million.

Total customer additions were 1.3 million in Q1 2023, bringing the total to 7.8 million, a 102% year-over-year increase.

Total originations grew 24% year-over-year to $506 million.

Total Revenue
$93.7M
Previous year: $69.7M
+34.4%
EPS
-$1.29
Previous year: $5.1
-125.3%
Total Customers
7.8M
Previous year: 3.9M
+100.0%
Gross Profit
$51.7M
Previous year: $40.3M
+28.3%
Cash and Equivalents
$96.8M
Previous year: $185M
-47.7%
Free Cash Flow
$1.64M
Previous year: -$9.47M
-117.3%
Total Assets
$557M
Previous year: $809M
-31.1%

Moneylion

Moneylion

Forward Guidance

For the second quarter of 2023, MoneyLion expects GAAP revenue of $95 to $100 million and Adjusted EBITDA of $1 to $8 million.